Industries We Serve

At FundLocal, we understand that businesses across a wide range of industries have unique financing needs. Whether you’re running a small restaurant, managing a construction firm, or operating a manufacturing facility, we are here to provide the capital you need to keep your business moving forward. Our funding options—such as Working Capital Loans, Equipment Financing, and Business Lines of Credit—are available to businesses in most sectors, ensuring we can support the diverse needs of local businesses. Below is an expanded list of industries we cater to.

The construction industry often requires substantial upfront costs for materials, labor, and equipment. Our financing options can help with:

• Purchasing or upgrading heavy machinery (cranes, bulldozers, etc.)

• Covering payroll during long project timelines

• Managing cash flow for seasonal work

Typical businesses:

• General contractors

• Electrical contractors

• Plumbing and HVAC services

• Roofing companies

• Landscaping services

• Home renovation companies

From purchasing new kitchen equipment to restocking inventory, restaurant owners frequently need capital to manage their operations. Our funding solutions can help with:

• Upgrading or purchasing commercial kitchen equipment

• Opening new locations or expanding dining space

• Managing cash flow during slow seasons

• Hiring new staff

Typical businesses:

• Full-service restaurants

• Cafés and coffee shops

• Food trucks

• Catering services

• Bars and pubs

Auto repair shops often need to invest in specialized equipment and manage fluctuating demand. We provide financing to cover:

• Purchasing diagnostic tools and repair equipment

• Expanding your shop or service bays

• Covering payroll during slower periods

• Managing parts and supply inventory

Typical businesses:

• Auto repair shops

• Body shops and collision repair

• Tire shops

• Car detailing services

• Specialty shops (e.g., brakes, transmissions)

Manufacturing businesses rely on expensive machinery and large-scale operations. We offer financing to support:

• Acquiring new machinery and technology upgrades

• Increasing production capacity

• Purchasing raw materials in bulk

• Managing payroll and operational costs

Typical businesses:

• Small to medium manufacturing plants

• Metal fabrication shops

• Woodworking businesses

• Food processing plants

• Custom manufacturing services

Retail businesses need working capital to manage fluctuating demand, stock inventory, and cover operational costs. We provide loans and credit for:

• Purchasing seasonal inventory or new product lines

• Expanding physical locations or online stores

• Managing operational expenses (rent, utilities, payroll)

• Launching marketing campaigns or promotions

Typical businesses:

• Brick-and-mortar stores (apparel, electronics, home goods, etc.)

• Online e-commerce shops

• Specialty stores (jewelry, gifts, etc.)

• Boutiques and pop-up shops

Healthcare businesses often face significant costs related to equipment, facilities, and staffing. Our financing solutions can help with:

• Purchasing or upgrading medical equipment

• Expanding or opening new facilities

• Managing operational costs and staff payroll

• Covering insurance and regulatory fees

Typical businesses:

• Private medical practices

• Dental offices

• Physical therapy clinics

• Home healthcare services

• Urgent care centers

• Veterinary clinics

Transportation businesses require significant capital for vehicle purchases, fuel, and staffing. We offer financing to help with:

• Purchasing new or used vehicles (trucks, vans, etc.)

• Covering fuel, maintenance, and repair costs

• Managing payroll for drivers and support staff

• Expanding logistics and storage capabilities

Typical businesses:

• Trucking companies

• Freight and shipping services

• Courier and delivery services

• Towing and roadside assistance companies

Professional service providers often need to manage cash flow, especially when dealing with seasonal or project-based work. We offer loans to cover:

• Upgrading office equipment or technology

• Expanding office space or opening new locations

• Hiring additional staff or subcontractors

• Managing operational costs during slow periods

Typical businesses:

• Law firms and legal services

• Accounting and bookkeeping services

• Consulting firms

• Marketing and advertising agencies

• IT service providers

Agricultural businesses need significant capital to invest in equipment, land, and operational costs. Our financing options can help with:

• Purchasing farming equipment (tractors, harvesters, etc.)

• Managing seasonal operational costs

• Expanding livestock or crop production

• Purchasing feed, seeds, and other supplies

Typical businesses:

• Crop farms

• Livestock farms

• Dairy farms

• Orchards and vineyards

• Nurseries and greenhouses

Hospitality businesses often face fluctuating demand, especially during off-peak seasons. We provide financing to help with:

• Renovating or upgrading facilities

• Purchasing new furniture or equipment

• Managing cash flow for seasonal dips

• Expanding services or opening new locations

Typical businesses:

• Hotels and motels

• Bed and breakfasts

• Travel agencies

• Tour operators

• Event planning companies

Personal service businesses often require capital to purchase supplies, hire staff, or expand their offerings. Our loans and lines of credit can help with:

• Purchasing equipment or supplies

• Expanding service locations

• Hiring additional staff

• Covering day-to-day operational expenses

Typical businesses:

• Salons and barbershops

• Spas and wellness centers

• Fitness centers and gyms

• Cleaning services

• Daycare centers and tutoring services

Real estate businesses need capital to invest in property improvements, manage cash flow, and fund operations. We offer financing for:

• Renovating or upgrading properties

• Expanding your portfolio

• Managing operational costs and property maintenance

• Covering payroll for staff and contractors

Typical businesses:

• Real estate agencies

• Property management companies

• Vacation rental businesses

• Commercial real estate firms

Wholesale and distribution businesses often deal with large-scale inventory purchases and logistics. Our financing options can help with:

• Purchasing bulk inventory

• Expanding warehouse space or logistics operations

• Managing payroll and operational costs

• Covering transportation and shipping expenses

Typical businesses:

• Wholesale suppliers

• Distribution centers

• Warehousing and storage companies

Nonprofits often need funding to manage operational costs, expand their services, and support new initiatives. We provide loans to help with:

• Expanding facilities or service locations

• Covering operational and staff costs

• Funding new community initiatives or programs

• Purchasing necessary equipment or supplies

Typical organizations:

• Community service organizations

• Educational institutions

• Charitable foundations

• Religious organizations

Educational institutions and training companies often need capital to expand services, upgrade facilities, or hire new staff. Our funding solutions can help with:

• Expanding or upgrading classroom facilities

• Purchasing educational materials or equipment

• Hiring additional teachers or staff

• Launching new programs or courses

Typical businesses:

• Private schools

• Tutoring services

• Vocational and trade schools

• Childcare centers and preschools

• Educational consulting firms

No matter what industry your business operates in, FundLocal is here to provide the capital you need to grow, manage expenses, and thrive. Whether you need a Working Capital Loan to cover operational costs, Equipment Financing to upgrade your tools, or a Business Line of Credit to manage cash flow, we offer flexible financing solutions tailored to your unique business needs. If you're not sure whether we cover your industry, feel free to reach out—chances are, we can help!

For more details or to get started, explore the rest of our knowledge base or contact our support team for personalized assistance.